Stratifi Lending Pty Ltd
Stratifi Lending Pty Ltd
  • Home
  • About me
  • Services
    • First home buyer
    • Owner Occupier
    • Investment Loans
    • Equity/Refinancing
    • SMSF
  • Calculators
  • More
    • Home
    • About me
    • Services
      • First home buyer
      • Owner Occupier
      • Investment Loans
      • Equity/Refinancing
      • SMSF
    • Calculators
  • Home
  • About me
  • Services
    • First home buyer
    • Owner Occupier
    • Investment Loans
    • Equity/Refinancing
    • SMSF
  • Calculators

About me

James Stratiou

Director, Stratifi Lending


Getting a mortgage shouldn’t feel overwhelming or confusing. My goal is to make the process simple, transparent, and tailored to you — in a completely judgment-free environment.

I became a mortgage broker after seeing too many buyers confused, stuck, and unaware of the options available to them. Too often, banks and even other brokers treat mortgages as transactions rather than strategies. Clients aren’t always given a fair chance, a clear explanation, or a solution that truly fits their situation.

I wanted to change that.

I understand the stress, the uncertainty, and even the judgment that can come with applying for a mortgage — because I’ve lived it myself. At 21 years old, I worked 50–60 hour weeks after finishing school to purchase my first home — a property I still proudly own today. During that process, I encountered lenders who tried to take advantage of my age and inexperience. It was a frustrating and eye-opening experience, but it taught me the importance of having someone in your corner who genuinely advocates for you.

After spending 14 years in the construction industry, I decided it was time for a change — a change that would allow me to help people navigate a sector I’m truly passionate about. My background gives me a practical understanding of homes from the ground up, while my client-first approach ensures you always have transparency, strategy, and support.

When you work with me, you’re not just getting a rate — you’re getting guidance, protection, and a mortgage plan built around your goals. Outside of work I love my day trips, time with friends and family, keeping fit and healthy and watching the mighty pies win another premiership.

Copyright © 2026 Stratifi Lending Pty Ltd - All Rights Reserved.

 

Stratifi Lending Pty Ltd (ABN 23 693 565 285) is an Authorised Credit Representative (Credit Representative No. 575986) of Purple Circle Financial Services Pty Ltd, Australian Credit Licence No. 486112.

James Stratiou is an Authorised Credit Representative (Credit Representative No. 575985) of Purple Circle Financial Services Pty Ltd (Australian Credit Licence No. 486112) and a proud member of the Mortgage & Finance Association of Australia (MFAA).

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