Stratifi Lending Pty Ltd
Stratifi Lending Pty Ltd
  • Home
  • About me
  • Services
    • First home buyer
    • Owner Occupier
    • Investment Loans
    • Equity/Refinancing
    • SMSF
  • Calculators
  • More
    • Home
    • About me
    • Services
      • First home buyer
      • Owner Occupier
      • Investment Loans
      • Equity/Refinancing
      • SMSF
    • Calculators
  • Home
  • About me
  • Services
    • First home buyer
    • Owner Occupier
    • Investment Loans
    • Equity/Refinancing
    • SMSF
  • Calculators

FIRST HOME BUYERS

BUYING YOUR FIRST HOME? DO IT THE RIGHT WAY

Buying your first home is exciting — but it can also feel overwhelming. Between saving for a deposit, understanding credit, choosing the right lender, and navigating approvals, it’s easy to feel unsure about your next step.

That’s where I come in.

I specialize in helping first home buyers understand their options clearly and confidently. No confusing jargon. No pressure. No judgment. Just honest advice and a strategy built around your situation.

I’ll guide you through:

  • How much you can realistically afford
     
  • What lenders are actually looking for
     
  • Grants or incentives you may qualify for (5% deposit schemes, stamp duty exemptions)
     
  • The difference between loan options
     
  • The full step-by-step process from pre-approval to settlement


  • What you actually need to do qualify for the loan product and amount you are after
     

You don’t just need a mortgage — you need a plan.

Copyright © 2026 Stratifi Lending Pty Ltd - All Rights Reserved.

 

Stratifi Lending Pty Ltd (ABN 23 693 565 285) is an Authorised Credit Representative (Credit Representative No. 575986) of Purple Circle Financial Services Pty Ltd, Australian Credit Licence No. 486112.

James Stratiou is an Authorised Credit Representative (Credit Representative No. 575985) of Purple Circle Financial Services Pty Ltd (Australian Credit Licence No. 486112) and a proud member of the Mortgage & Finance Association of Australia (MFAA).

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