Owner occupierS

At StratiFi Lending, we specialise in helping Australians secure the right home loan for their owner-occupied property — whether you’re buying your first home, upgrading, downsizing or refinancing. An owner-occupier loan is a mortgage used to purchase a property you intend to live in as your primary residence, and it usually attracts more competitive interest rates and lending options compared to investment property loans because lenders often view owner-occupiers as lower risk. 

Every home buyer’s financial situation is unique — from first-home buyers and repeat purchasers to self-employed clients. We take the time to understand your circumstances and goals to find the best loan structure and lender from our extensive panel.

We compare home loan products across major banks, credit unions and specialist lenders to secure you the most suitable interest rates, features and terms available in the market.

From pre-approval to settlement, we guide you through every step of the loan process — including document preparation, lender negotiations and ongoing support post-settlement.